3D Secure Transaction

Updated time: Oct 18, 2017 , 11:15 (UTC+08:00)

3-D Secure is an authenticated payment system to improve online transaction security and encourage the growth of e-commerce payments. Collectively Visa, MasterCard and AMEX secure systems are brand identities of the 3-D Secure Cardholder Authentication Scheme. 

3-D Secure systems recreate the high level of security of a physical payment environment by requesting further payment authentication. The objective is to provide a safe and secure online payment experience across all three domains using a password that is validated by the card issuer and further checked by all other parties involved in the transaction.

How it works

3D Secure Transaction


  • Supports Verified by Visa, MasterCard SecureCode and AMEX SafeKey
  • Pre-accredited with major Acquiring Banks
  • Easily integrated with MPI(Vendor Plug In) to MasterCard Payment Gateway Services Payment Gateway
  • Fully outsourced solution which is maintained by MasterCard Payment Gateway Services
  • Facilitates International and domestic Maestro processing


  • Protect cardholder against unauthorised use
  • Add layer of fraud protection
  • Shift fraud liability from your business with chargeback protection on qualifying transactions
  • Increase customer confidence when shopping online
  • Reside on secure, reliable and resilient DPG
  • Consolidate MasterCard Payment Gateway Services customer support
  • Be able to negotiate lower rates for 3-D secure transactions with your acquiring bank

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